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Private Medical Insurance
Private Medical Insurance

What is private health insurance?

Private health insurance allows you to get rapid treatment when you need it most. It has been specifically designed to help efficiently treat serious conditions. By paying the monthly premium you can be certain that you will receive the most effective and timely healthcare without having to worry about the costs.

Private health insurance provides additional benefits that can help improve your physical fitness and maintain your well-being. This will include up to 25% off on some UK gym memberships and provide access to online health programs.

What are the benefits of private health insurance?

  • No need to wait in line - Though the waiting time span has improved to 18 days for the NHS between referral and treatment procedure, you will not have to wait for long in case of private treatment.
  • Choose your specialist - You can select your specialist and where you want to get the treatment.
  • Separate room for privacy - You can take a separate room for complete privacy after the treatment.
  • Personal care -You will be provided with personal care before, during and after the treatment till you get completely recovered.
  • Peace of mind -If anything worse happens, you will be provided with necessary treatment immediately.

Frequently asked questions

Will the policy cover your pre-existing health conditions?

When you buy private health insurance online, you will not have to complete health questionnaire in details but it will exclude pre-existing disease, injury or sickness.

  • Some insurers won't provide coverage for pre-existing or other conditions if you have proper medication for, symptoms of, necessary treatment for or valuable advice about the condition within 5 years before the date of joining.
  • If you do not get proper advice or treatment about the condition during the two year period, the exclusion won't be applicable.

Is the fee of the doctor covered in the policy?

Some specialists fees might not be covered under the insurance policy. It is important to purchase a policy that suits your exact requirement so that we can help you discuss about any concerns related to fees and other features associated with it.

What are the additional benefits offered by the insurance provider?

There are various benefits offered by us that will help you take care of your health. We also offer discounts and rewards to maintain good health. This will enable you to lessen the cost of private health insurance at the time of renewal.

Are there lots of paperwork involved for the claim?

If you are injured or sick, one of the things you want to avoid is stressful procedure for the claim. Talk to our claim department that will help you to make things go smoothly. You can ask for your claim online or talk to us directly according to your convenience.